उपभोक्ता ऋण में वृद्धि: भारत में नया भुगतान रुझान

Meta has launched a new, more secure version of WhatsApp that enhances user privacy. The update introduces an “advanced chat privacy” feature for both Android and iOS users. This feature prevents users from exporting chats or group conversations and disables automatic media downloads. While it adds another layer of privacy to WhatsApp's existing end-to-end encryption, users can still take screenshots. To use this feature, both users must have the latest version of WhatsApp, and it needs to be enabled manually. Additional privacy options include disappearing messages and chat locks requiring biometric authentication.

Elon Musk's Grok AI has launched an exciting new feature that allows the chatbot to "see" the world in real-time using a smartphone camera. This innovation puts Grok on par with other AI chatbots like ChatGPT and Google Gemini, which also analyze images. With the SuperGrok subscription, users can access multilingual audio and real-time search in voice mode. Recently, Grok has also added a memory feature, enabling it to remember past conversations and provide personalized responses, like suggesting diet plans based on health routines. Users have control over what Grok remembers and can even choose to forget specific chats. Additionally, Grok now has tools for document editing and creating basic AI apps, enhancing its utility for all users.

Exciting news for tech lovers in India! The Ray-Ban-Meta smart glasses, which blend stylish design with advanced technology, will soon be available in the country. These AI-powered glasses allow users to ask questions and get instant information, making everyday life more convenient. They can capture moments, listen to music, and keep your phone in your pocket. Launched in September 2023, these glasses will be available in India nearly two years after the first version. Meta is also rolling out new features, including live translation, enhancing the user experience for everyone.

Uday Kotak, the founder of Kotak Mahindra Bank, recently highlighted the wisdom of Indian housewives in managing gold investments. He praised them as the world's smartest fund managers, emphasizing that their trust in gold has been a stable choice over the years. While many users reacted positively to his post, some pointed out that housewives bought gold mainly as a safeguard against inflation and economic risks, not as a financial strategy. This conversation reflects the cultural significance of gold in India, where it has become a symbol of saving and security, passed down through generations.

The U.S. is urging India to allow major online retailers like Amazon and Walmart to fully access its massive $125 billion ecommerce market. This push comes from President Donald Trump's administration, as they aim to establish fair competition in ecommerce during discussions on a broader trade agreement between the U.S. and India. These talks will also address various sectors, including food and automobiles. The outcome may significantly shape the future of online shopping in India and impact local businesses and consumers.

Gold prices have soared to unprecedented heights, reaching ₹1 lakh per 10 grams in India, as fears grow over President Trump's potential dismissal of Federal Reserve Chair Jerome Powell. This surge is causing concern among India's middle class, especially housewives known for their gold savings. With gold prices hitting a record high in international markets, investors are pulling money out of US stocks and the dollar. Market analysts suggest that ongoing worries about tariffs and political drama in the US are keeping gold in a strong position. As Akshaya Tritiya approaches, many may find it challenging to invest in gold.

Former Indian cricket legend Sachin Tendulkar celebrates his 52nd birthday today, and fans are flooding social media with heartfelt wishes. Known as the "God of Cricket," Tendulkar has inspired countless individuals with his incredible achievements, including winning the 2011 World Cup and holding numerous records like the most international runs and centuries. One fan shared a touching tribute, highlighting how Tendulkar sparked their love for cricket. As the nation celebrates this iconic figure, Tendulkar also expressed his sorrow over recent tragic events in Pahalgam, showing his compassion for those affected while reminding everyone of the importance of unity in tough times.

Former South Korean President Moon Jae-in has been indicted on corruption charges for allegedly facilitating his son-in-law's employment at a Thai airline. Prosecutors claim Moon received around 217 million won (about USD 150,000) as a bribe linked to this job. His son-in-law, Seo, held an executive position at Thai Eastar Jet despite lacking aviation experience. Investigations began in December 2021 after a civic group's complaint, suggesting political favors exchanged for appointments. Moon and his daughter are implicated in the case but have not been formally indicted. This scandal raises questions about political favoritism and corruption in high offices.

Prime Minister Narendra Modi cut short his visit to Saudi Arabia after a tragic terror attack in Pahalgam, Jammu and Kashmir. On April 22, at least 26 civilians were killed, and 20 others were injured when terrorists opened fire in a popular tourist area. This attack is being called the worst since the Pulwama strike in 2019. During his visit, Modi held talks with Saudi Crown Prince Mohammed bin Salman but left early, skipping an official dinner. In response to the violence, a shutdown named Kashmir Bandh and Jammu Bandh was declared by various groups to protest against the attack and honor the victims.

Podcasts have become a favorite way for people to consume information, covering topics from history to current events. According to Dhruvank Vaidya from Spotify India, podcasts provide a personal touch through conversation, making it easier for listeners to absorb information. Spotify focuses on connecting creators with audiences while ensuring content safety. The platform offers support through training events and tools like 'Spotify for Creators.' Generation Z is leading the trend, with many listening weekly for both learning and authentic discussions. Educational podcasts like 'Let’s Talk Money' and 'Figuring Out' are gaining popularity, showing a growing interest in financial literacy and personal development.

Instagram has launched an exciting new feature called Blend, allowing users to share reels privately with friends or in groups. This means that instead of sending multiple reels through direct messages, users can see the same reels in their feeds together. The Blend feature aims to revive the personal connection in social media, enhancing engagement and conversation between friends. To use it, users simply need to log in, select a chat, and invite a friend to Blend. Once accepted, both can see and react to personalized reels. This invite-only feature is set to boost user interaction and help discover friends' interests.

Uday Kotak, the founder of Kotak Mahindra Bank, recently praised Indian housewives on social media for their smart investments in gold. He believes that their long-standing trust in gold makes them the best fund managers globally, especially as gold prices surge. Many users reacted to his post, highlighting that Indian women buy gold not just for investment but as a safeguard against inflation and economic uncertainty. While some appreciated the cultural practice of saving in gold, others emphasized the need for financial literacy. With gold prices surpassing $3,400 recently, the conversation around its value continues to grow.

Gold prices have hit a record high, crossing the ₹1 lakh mark for 10 grams in India, driven by a surge in demand from local jewellers ahead of Akshaya Tritiya and the wedding season. On Tuesday, gold soared by ₹1,800 to reach ₹1,02,100 per 10 grams, reflecting a significant increase of nearly 29% since December 2024. Experts attribute this jump to global economic uncertainties and tensions regarding US interest rates. As the festive season approaches, the cultural significance of purchasing gold will likely keep demand strong, regardless of price fluctuations.

Union Finance Minister Nirmala Sitharaman emphasized the need to boost manufacturing in India to harness its young workforce, reduce import reliance, and strengthen global supply chains. Speaking in San Francisco, she highlighted that India has quickly surged to the fifth-largest economy in five years. She mentioned that manufacturing plays a crucial role in economic transformation and job creation, and the government aims to raise its GDP contribution from 12% to about 22-23%. Sitharaman also pointed out the importance of innovative sectors like semiconductors and renewable energy, urging collective efforts to achieve a developed India by 2047.

After a terrorist attack in Pahalgam, Jammu and Kashmir, Air India and IndiGo are stepping up to help tourists. They will add two extra flights from Srinagar to assist those wanting to leave the valley. Both airlines are also offering free changes and full refunds for flights to and from Srinagar until April 30, 2025. Due to repairs on the main highway, flying is currently the best option. As a result, ticket prices have increased because more people are trying to leave. Air India and IndiGo are committed to ensuring travelers can return home safely and comfortably.

Tesla's profits plunged 71% in the first quarter, with a net profit of $409 million, disappointing investors. The company faced challenges due to reduced demand for electric vehicles and global uncertainties. Revenue dropped 9% to $19.34 billion, falling short of expectations. Operating income also decreased, and Tesla has now abandoned its previous predictions for 2025 due to increasing uncertainties in trade and demand. However, CEO Elon Musk remains optimistic about long-term growth and plans to introduce more affordable models and a Robotaxi service by mid-2025.

Major Indian IT companies have shared their hiring trends and financial results for the year ending March 31, 2025. Faced with economic challenges, firms like TCS and Infosys are adjusting salary hikes and workforce numbers. TCS added over 6,400 employees, while Infosys reported a smaller increase and a higher attrition rate. Wipro's hiring has slowed down, with only 612 new employees added this quarter. Despite these challenges, some companies are still investing in new talent, although salary increments are lower than last year. Overall, the IT sector is navigating a tricky landscape as it adapts to changing economic conditions.

In a thrilling match, Delhi Capitals won the toss and chose to bowl first. Lucknow Super Giants struggled with their batting, scoring only 159 runs while the average score was 190. Captain Rishabh Pant admitted they fell short by 20 runs and highlighted how the toss influenced the game. While they currently sit fifth in the points table, the team is determined to regroup and find their best strategy moving forward. Pant remains optimistic about their chances in upcoming matches, emphasizing the need to adapt and improve as a team.