A Comprehensive Guide to the RBL Icon Credit Card
20 Dec 2024 6 mins Credit Cards
A Comprehensive Guide to the RBL Icon Credit Card
The RBL Icon Credit Card is a premium financial tool tailored for individuals who want luxury, convenience, and rewards all in one package. From exclusive travel privileges to dining perks, this card offers benefits that elevate your lifestyle. Here’s everything you need to know about its features, fees, and eligibility requirements.
Welcome Benefits of the RBL Icon Credit Card
One of the most attractive features of the RBL Icon Credit Card benefits is the lucrative welcome reward: 20,000 bonus reward points.
How to Avail the Welcome Bonus:
Use your card for any transaction within the first 30 days of issuance.
Ensure the RBL Icon Credit Card annual fee is paid by the due date.
The bonus points are credited within 60 days of meeting these conditions, giving you a great start to your rewards journey.
RBL Icon Credit Card Details:
Exclusive Benefits
This card goes beyond standard credit card features, offering perks designed to suit a modern, luxury-oriented lifestyle.
Rewards Program
2 Reward Points for every INR 100 spent on regular transactions.
20 Reward Points for every INR 100 spent on international purchases or weekend dining (capped at 2,000 points per month for each category).
Milestone Rewards
The more you spend, the more you earn. With the RBL Icon Credit Card benefits, hitting annual spending milestones unlocks bonus rewards:
INR 3 lakhs: 10,000 points
INR 5 lakhs: 15,000 points
INR 8 lakhs: 20,000 points
These reward points can be redeemed for air travel, hotel stays, or shopping vouchers via the RBL Rewards Program.
RBL Icon Credit Card Eligibility: What You Need to Know
To apply for the RBL Icon Credit Card, you must meet the following criteria:
Age: Applicants should be between 21 and 65 years old.
Income: A stable income, as per RBL Bank’s criteria, is required.
Credit Score: A good credit history enhances your approval chances.
Ensure you have valid ID proof, address proof, and income documents while applying.
Airport Lounge Access
For frequent travelers, the RBL Icon Credit Card benefits include complimentary access to airport lounges.
Domestic Lounges
Enjoy two free lounge visits every quarter at major airports across India.
International Lounges
Gain access to over 1,400 global airport lounges for a nominal fee of $35 per visit.
Entertainment Perks: Discounts on Movie Tickets
Movie lovers can enjoy exclusive discounts via BookMyShow with the RBL Icon Credit Card details:
Buy one movie ticket and get another free (up to INR 200).
The offer can be availed twice a month.
How to Redeem This Benefit:
Visit BookMyShow and select the "RBL Bank Buy 1 Get 1 Offer."
Complete the payment with your Icon Credit Card.
Dining and Golf Privileges
Dining Rewards
Weekend dining just got better with 20 Reward Points for every INR 100 spent.
Whether it’s a family dinner or a romantic date, this card ensures you’re rewarded for indulging in great food.
Golf Benefits
Access to premier golf courses is a hallmark of the RBL Icon Credit Card benefits. Enjoy complimentary rounds, discounts on green fees, and even free golf lessons.
Fuel Surcharge Waiver
Cut your fuel costs with a surcharge waiver on transactions between INR 500 and INR 4,000. Save up to INR 200 every month, directly reflected in your monthly statement.
RBL Icon Credit Card Annual Fee and Charges
To access the luxury perks, the RBL Icon Credit Card annual fee is INR 5,000 + GST. Additionally:
A reward redemption fee of INR 99 + GST is applicable when you redeem your earned points.
While the fee might seem significant, the rewards and privileges far outweigh the cost, making it an excellent choice for high-value users.
Why Choose the RBL Icon Credit Card?
If you value premium services and unparalleled rewards, the RBL Icon Credit Card benefits are unmatched. From milestone rewards to concierge services and exclusive event access, this card is designed for those who aspire to live a life of luxury.
How to Apply for the RBL Icon Credit Card
The application process is simple and streamlined:
Visit the official RBL Bank website.
Fill out the application form and upload the necessary documents.
Wait for approval based on your RBL Icon Credit Card eligibility.
Once approved, you’re ready to unlock a world of privileges.
Conclusion
The RBL Icon Credit Card is a perfect blend of luxury and functionality, making it an excellent choice for those who want to elevate their lifestyle. With its extensive range of rewards, exclusive privileges, and tailored benefits, this card stands out as a premium offering in the market. Whether you’re a frequent traveler, a dining enthusiast, or someone who enjoys the finer things in life, the RBL Icon Credit Card benefits cater to all your needs.
By understanding the RBL Icon Credit Card details, eligibility criteria, and annual fees, you can make an informed decision to unlock unparalleled rewards and convenience. Take advantage of this premium card and experience a world of luxury today!
FAQs
1. What are the key RBL Icon Credit Card benefits?
The card offers a generous rewards program, milestone bonuses, airport lounge access, golf privileges, and dining perks.
2. What is the RBL Icon Credit Card annual fee?
The annual fee is INR 5,000 + GST.
3. How do I check my RBL Icon Credit Card eligibility?
Eligibility depends on your age, income, and credit history. Contact RBL Bank or visit their website for detailed requirements.
4. How can I redeem my reward points?
Log in to the RBL Rewards portal and select from options like air travel, hotel stays, and shopping vouchers.
5. Does the RBL Icon Credit Card provide concierge services?
Yes, it offers assistance with dining reservations, event tickets, and travel bookings.
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Author - Abhishek Sonawane
Abhishek Sonawane, an MBA graduate from the prestigious Indian Institute of Management Visakhapatnam (IIMV), brings over ten years of experience in the finance domain. His extensive background includes various roles in financial management and strategy, providing him with a comprehensive understanding of the financial landscape. Abhishek’s expertise and dedication to financial education make him an authoritative voice in personal finance, helping readers make informed financial decisions.