How does the Post Office FD (Time Deposit) calculator work?

Enter deposit amount, tenure and the current Post Office TD interest rate. The calculator estimates maturity value and interest for India Post Time Deposit schemes.

Are Post Office FD interest rates compounded?

Rates and compounding follow India Post scheme rules for the chosen tenure. The tool applies the prevailing method to approximate maturity value.

Can I compare Post Office FD vs bank FD and debt funds?

Yes. CredyFi Invest shows side-by-side returns to help you evaluate liquidity, risk, tax treatment and post-inflation (real) returns.

How are taxes handled for Post Office FD interest?

Enter your tax slab to estimate post-tax interest. The tool reflects indicative tax impact; consult the latest rules for exact treatment.

Can senior citizen rates be modelled?

Yes. If a higher senior-citizen rate applies, select it to see the effect on maturity value and post-tax income.

Post Office Fixed Deposit Calculator

Name: Post Office FD Calculator (India)
Availability: InStock
Rating: 4.8 (460 reviews)
Author: CredyFi

Deposit Amount

Interest Rate (% p.a.)

Tenure (Years)

Deposit Amount

Maturity Amount

Interest Earned

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