What is the current PPF interest rate?

The current PPF interest rate is 7.1% per annum, compounded annually. The rate is reviewed quarterly by the government.

What is the lock-in period for PPF?

PPF has a lock-in period of 15 years. After maturity, you can extend it in blocks of 5 years or withdraw the entire amount.

Minimum annual investment is ₹500 and maximum is ₹1.5 lakh per financial year. You must invest at least ₹500 annually to keep the account active.

Yes, you can take a loan from the 3rd year onwards up to 25% of the balance at the end of the 2nd preceding year or 6th year, whichever is lower.

Yes, PPF follows EEE (Exempt-Exempt-Exempt) taxation. Investment, interest earned, and maturity amount are all tax-free.

Yearly Investment

Time Period (Years)

Rate of Interest (2024)

Invested Amount

Total Interest

Maturity Value