What is XIRR and why use an online XIRR calculator?

XIRR is the annualised return for irregular cashflows (SIP, SWP, top-ups, redemptions). The online XIRR calculator in India handles dated inflows and outflows to give a true annualised return.

XIRR vs IRR vs CAGR—what's the difference?

IRR assumes evenly spaced cashflows; XIRR uses actual dates. CAGR applies to one buy–one sell. For mutual funds and portfolios, XIRR is most accurate.

Can I compute XIRR for SIPs and SWPs together?

Yes. Enter all purchase and withdrawal dates/amounts. The calculator computes a single annualised XIRR for the combined cashflows.

Why is my XIRR negative despite gains on some transactions?

Timing matters. Large outflows near the end, or short holding periods, can push XIRR negative even if some trades made profits.

How do I export cashflows for audit or tax?

You can copy or download the transaction table from CredyFi Invest, then reconcile with broker/CAMS statements for records.

Online Extended Internal Rate of Return Calculator

Name: Online XIRR Calculator (IRR on Cashflows)
Availability: InStock
Rating: 4.9 (530 reviews)
Author: CredyFi

Invested Amount

Maturity Amount

Investment Period (Years)

Invested Amount

Maturity Amount

Total Returns

XIRR (Annual Return)

{{ xirr.toFixed(2) }}%

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