How are gold returns calculated?

Returns are computed from historical prices using CAGR or XIRR for irregular purchases. You can choose 24K or 22K series for accuracy.

Should I include making charges or GST?

Investment returns typically use benchmark prices. If you paid making charges or GST, include them as cash outflows for a personalized XIRR.

CAGR assumes one buy and one sell. XIRR handles multiple buys/sells or SIP-style purchases to give an annualized return.

Yes. Use the calculator’s comparison to view historical return ranges and risk characteristics across assets.

Use multi-year periods (5–10+ years) to smooth short-term volatility and inflation swings.

Gold Investment Amount

Gold Price Appreciation (% p.a.)

Investment Period (Years)

Investment Amount

Final Value

Total Returns

Annualized Return

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