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Gaurav Poswal

MBA, IIM Visakhapatnam · Finance & Markets

Bio

Gaurav Poswal is an MBA graduate from IIM Visakhapatnam with a specialization in Finance. He covers Indian equity markets, macroeconomic policy, personal finance, and startup ecosystem news. Prior to CredyFi, he worked with a Bengaluru-based fintech advisory firm.

Focus Areas (Beat)

Nifty 50 FII/DII Macro
Understanding Health Insurance Waiting Periods

Discover the ins and outs of health insurance waiting periods and how to navigate them effectively for better coverage.
Tomorrow's Nifty 50 Opening Prediction for April 9, 2026: Post-Ceasefire Relief Rally — Can the Momentum Last?

Tomorrow's Nifty 50 opening prediction for April 9, 2026 — US-Iran 2-week ceasefire signed, WTI crude crashes 16% to $94, S&P 500 futures up 2.4%, Nikkei futures surge 4.4%. Will post-rally momentum hold? Full analysis inside.
Tomorrow's Nifty 50 Opening Prediction for April 8, 2026: Iran Deadline, GIFT Nifty & Global Cues Signal Cautious Start

Tomorrow's Nifty 50 prediction for April 8, 2026 — GIFT Nifty 23,039, S&P 500 up 0.44%, Iran deadline impact, crude at $112, FII flows. Full market outlook inside.
EPFO 3.0: Now Withdraw PF Instantly via UPI — Here's How
Business & Finance 06 Apr, 2026

The Employees' Provident Fund Organisation (EPFO) is set to revolutionise how India's salaried workforce accesses their retirement savings. Under the ambitious EPFO 3.0 upgrade, members will soon be able to withdraw their Provident Fund (PF) balance instantly via UPI — without filing manual claims or waiting days for approval.

Union Labour Minister Mansukh Mandaviya officially announced this update, confirming that UPI-based PF withdrawals are expected to go live by April 2026, as part of a phased rollout. EPFO is actively working with the National Payments Corporation of India (NPCI) to ensure seamless technical integration.

Under the new system, members can withdraw up to 75% of their eligible PF balance directly into their UPI-linked bank account — instantly, using just their UAN and Aadhaar-based OTP. A mandatory 25% minimum balance will be retained in the account to protect long-term retirement savings, which continues to earn interest at 8.25% per annum.

The move eliminates the current multi-step claim process, which often causes delays due to verification backlogs. With over 8 crore active EPFO members and 5 crore claims processed annually, this upgrade is a massive step toward digital financial inclusion in India.
Mumbai Indians IPL 2026 Schedule & Fixtures

Discover Mumbai Indians' IPL 2026 fixtures, match timings, and venues. Don't miss any action from your favorite team this season!
Iran Conflict Escalates: Concerns Over US Ground Invasion

The Iran conflict sees rising death tolls and fears of US invasion. Explore India's response and regional diplomatic efforts to end the war.
Kapoor Haveli in Peshawar Faces Collapse

Raj Kapoor's iconic haveli in Peshawar has suffered structural damage after heavy rains and an earthquake. Discover the historical significance of this site.
DMK Stands Firm Against Hindi Imposition in Tamil Nadu

MK Stalin opposes the three-language formula, calling out the Centre for Hindi imposition and funding issues in Tamil Nadu's education sector.
HDFC Bank Leadership Shakeup: What’s Next?

HDFC Bank faces uncertainty as chairman exits and CEO's performance is questioned. What does this mean for the bank's future?
Apple Turns 50: From Startup to Tech Giant
Business & Finance 06 Apr, 2026

Apple has transformed from a small garage startup to a tech giant over its 50 years, thanks to visionary leaders like Steve Jobs and Steve Wozniak. The journey wasn't always smooth, with disagreements and challenges along the way. However, Jobs' return marked a turning point, leading to innovative products like the iMac G3. Today, under Tim Cook, Apple is committed to social and environmental initiatives, especially in countries like India. As it looks toward the future, Apple is exploring exciting technologies like augmented reality and foldable devices.
Commercial LPG Prices Surge Amid Global Oil Concerns

Commercial LPG prices rise by ₹195.5, impacting businesses and consumers. Learn about the broader implications on fuel and costs in India.
Shah Rukh and Salman Khan Shine at a Starry Wedding

Shah Rukh and Salman Khan were the highlights at Rajat Sharma's daughter's wedding. Discover their charming moments and Shah Rukh’s upcoming film!
Dhurandhar 2 Nears ₹1000 Crore Milestone

Dhurandhar 2 continues its box office success, nearing ₹1000 crore. Discover how this Ranveer Singh film is captivating audiences across India.
Strong Auto Sales Surge in March 2026

March 2026 saw impressive auto sales in India, with major brands thriving amid festive demand and government support. Explore the latest trends!