RBI Governor Shaktikanta Das emphasized India's economic and financial stability, highlighting robust foreign exchange reserves of $675 billion and a manageable current account deficit at 1.1%. Speaking in Kochi, he noted inflation remains a concern but is moderating. Das credited proactive policies, such as avoiding note printing and maintaining a 4% interest rate, for facilitating recovery. He also stressed the need for structural reforms in the service sector and announced upcoming transformational changes in credit delivery for small entrepreneurs and farmers via initiatives like the Unified Lending Interface.