The Reserve Bank of India (RBI) Governor, Shaktikanta Das, has alerted banks about the widening gap between credit and deposit growth rates. While credit growth is booming at 19.3%, deposit growth lags significantly at 15.9%. This disparity can strain banks' liquidity and financial stability. Das emphasized the need for banks to bridge this gap to ensure sustainable growth and urged them to enhance their deposit mobilization efforts. The RBI continues to monitor the situation closely, aiming to maintain a balanced and robust financial system.