The Atal Pension Yojana (APY), launched by the Indian government in 2015, has surpassed 7 crore enrolments, with over 56 lakh new subscribers in FY 24-25.
This scheme provides a guaranteed monthly pension ranging from ₹1,000 to ₹5,000 after the age of 60, depending on contributions. APY also ensures financial security for families—if the subscriber passes away, the spouse will receive the same pension, and after both pass, the accumulated savings are returned to the nominee. This offers full protection to subscribers and their families.