Navi Overtakes Cred to Become India’s Fourth Largest UPI App

Sachin Bansal's Navi has surpassed Cred to secure the fourth spot among India’s largest UPI apps, showcasing rapid growth in the digital payments sector.

Navi’s rise highlights its success in simplifying financial services, including instant loans of up to ₹15 lakhs and other user-friendly offerings. This marks a significant achievement for Navi, founded by the Flipkart co-founder, as it challenges established players in the fintech space. The top three UPI apps, PhonePe, Google Pay, and Paytm, continue to dominate, but Navi’s ascent signals its growing influence in digital payments.

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