The SBI Retirement Benefit Fund, introduced in January 2021, has yielded more than 20% returns for investors. This scheme, offering four plans tailored to various risk profiles, includes an option for term insurance on SIPs.
While mutual fund investments carry market risks, this fund stands out as a promising choice for building a retirement corpus, potentially outperforming traditional savings methods. Investors should, however, carefully evaluate their risk tolerance and financial objectives before committing to any investment.