The Reserve Bank of India (RBI) has launched the UPI Circle Delegate Payments feature, enabling UPI users to delegate payment authority to trusted secondary users.
This feature allows a primary user to authorize a secondary user to conduct UPI transactions from the primary user's bank account with predefined limits. Under "Full Delegation," the limit is set to Rs 15,000 per month, with a maximum of Rs 5,000 per transaction. "Partial Delegation" lets primary users initiate transactions that secondary users complete using UPI PINs. Up to 5 secondary users can be authorized, with the feature enhancing UPI's inclusivity